I know i'm not really the qualified person to advice people how should they spend their money, but you do not loose anything while reading this, probably you will gain something. Let's go:
1)Once you get your paycheck or any source of income, the 1st think u have to do is to save, yes to save, usually people spend 1st. Why? Some people say they fail to save money because they have lot's to spend on, so next time, save first, make sure u have to have at least 2 saving account, one which u will not take out money(long term saving eg. ASB, ASN,ASW) and other one is your short term account which serves withdrawal many times until run dry lol.The portion depends on you but you have to save at least 5% on the long term and you choose how much you want to save in the other account.
2)When you purchase something think whether you need or want that stuff. If it is necessary you buy and if not walk away from that place.
3) When purchasing think of the practical sides of that thing, for example purchase of a black shoe is better than blue or green shoes.It is because you can match the black shoe with lots of clothes and accesories.When purchasing make up buy only colours that you need to match with your clothes, don't buy because it is new or it's pretty. Purchase because you need to replace the finish ones.
4) Colours of basic lipstick one should have brown,red, mauve and pink. So the most is 4 lipstick
5) Buy one clear lipgloss so you can match all the colour - imagine how much you can save here.
6) Basic eyeshadow colour one should have - pink, purple, gold,green,blue,brown,black, so others are optionals
6) One should have basic black mascara depends on your choice waterproof or washable
7) When purchasing skincare you should buy according to your skin type, do not fall for all skin types, all skin types is basically normal skin, and sometimes you will have to buy a new set because it does not suits you. So go for trial pack or tester if available.
8) Top and base coat for nails. Do you know they sell top n base coat 2 in 1, so u save money rather than buying 2 separate bottle.
9) Powder - to save money use translucent powder but it is not very mobile plus it does not come with a mirror, instead buy compact press powder.
10) Perfume vs scented lotion - lot of people love perfumes even i do, so how to solve this, buy scented lotion, it does not only smell good u get to moisturize your skin, if you love perfume buy unscented or baby lotion.
11) To save money for make up remover - use olive oil to remove make up save up too. Note please wash your face instantly right after.
13) Budgeted/drug store make up vs high end - hunt for cheap but high quality product, sometime you need to experiment, if it is not good you don't really feel the lost.
Evaluate your spending pattern time to time and repeat this tips, there's more to come ok!
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1 comment:
thanks for sharing kak..
leh share tips nih kat www.gengblogger.com juga tau!
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